1. Introduction
At Investwithravikant, we value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website and services.
2. Data We Collect
We collect information necessary to provide financial services and fulfil regulatory KYC requirements, including:
- Identity Data: Name, PAN, Aadhaar (masked), and Date of Birth.
- Contact Data: Email address, mobile number, and residential address.
- Financial Data: Bank account details and investment history.
- Technical Data: IP address, browser type, and usage patterns.
3. Purpose of Usage
Your data is processed based on your consent and legal necessity for:
- Facilitating mutual fund and other financial transactions and account opening.
- Verifying identity as per SEBI/AMFI Anti‑Money Laundering (AML) guidelines.
- Providing periodic investment reports and service updates.
- Improving our website performance and user experience.
4. Data Sharing
We share your data only with authorised third parties required for financial processing:
- Asset Management Companies (AMCs) and Registrar & Transfer Agents (RTAs).
- Regulatory bodies such as SEBI, AMFI, or tax authorities when required by law.
Note: We never sell your personal data to third‑party marketing agencies.
5. Security Measures
We implement appropriate technical and organisational measures, including secure access controls and encrypted channels, to prevent unauthorised access, alteration, or disclosure of your information.
6. Cookies Policy
Our website may use cookies to support core functionality, enhance performance, and understand usage patterns. You can choose to disable cookies in your browser settings, though some features may then work in a limited manner.
7. Your Rights
Under applicable data‑protection laws, you may have the right to:
- Request access to the personal data we hold about you.
- Request correction or updating of inaccurate or incomplete information.
- Withdraw consent for processing, subject to applicable legal and regulatory requirements.
- Raise a grievance regarding collection, storage, or usage of your data.
8. Data Retention
We retain personal data only for as long as necessary to provide services and comply with our regulatory obligations under SEBI, AMFI, and other applicable laws.
9. Legal Compliance
This policy is governed by the laws of India and is intended to align with applicable provisions of the Information Technology Act, 2000, and relevant data‑protection rules.
10. Contact Us
If you have any questions about this Privacy Policy or wish to exercise your rights, please contact:
Investwithravikant
EA - 20, Inder Puri, New Delhi 110012
Phone: +91-9811453834
Email: help@investwithravikant.com