Your Rights as an Investor
| S.No | Right | Description |
|---|---|---|
| 1 | Complete Information | Receive complete, accurate, and up‑to‑date information about mutual fund schemes, including SID, SAI, KIM, and other official documents, before investing. |
| 2 | Commission Transparency | Know the commissions and trail fees, if any, received by Invest With Ravikant from Asset Management Companies (AMCs) or other product manufacturers. |
| 3 | Account Statements | Receive transaction confirmations and Consolidated Account Statements (CAS) from RTAs / AMCs / platforms in a timely manner. |
| 4 | Grievance Redressal | Lodge complaints and seek resolution through Invest With Ravikant, AMCs, and regulatory platforms such as SEBI SCORES or SMART ODR. |
| 5 | Plan / Distributor Choice | Choose between available plans and, where permitted, change or shift your mutual fund distributor in accordance with AMFI / SEBI guidelines. |
| 6 | Risk Disclosure | Be informed about key risk factors, product labelling, and broad suitability of schemes based on your risk profile and investment horizon. |
| 7 | Data Privacy | Expect that your personal and financial data will be handled with confidentiality and in line with our Privacy Policy and applicable data‑protection regulations. |
| 8 | Service Clarity | Understand that Invest With Ravikant operates as a mutual fund / investment product distributor and is not a SEBI‑registered Investment Adviser. |
Your Obligations as an Investor
| S.No | Obligation | Description |
|---|---|---|
| 1 | Accurate Information | Provide correct and up‑to‑date personal, contact, and financial information for KYC and ongoing regulatory compliance. |
| 2 | Document Review | Carefully read scheme‑related documents (SID, SAI, KIM, factsheets, disclosures) before making or modifying any investment. |
| 3 | Honest Risk Assessment | Share an honest view of your risk appetite, investment objectives, time horizon, and constraints so that appropriate options can be discussed. |
| 4 | Understanding Market Risk | Acknowledge that mutual fund and securities investments are subject to market risks and that returns are not guaranteed. |
| 5 | Monitoring Investments | Review statements and portfolio performance periodically and inform the AMC / platform and Invest With Ravikant of any discrepancies or unauthorised transactions. |
Do's and Don'ts for Investors
✓ DO's
Invest through AMFI‑registered and compliant entities such as Invest With Ravikant and recognised platforms.
Keep your login IDs, passwords, and OTPs strictly confidential; enter them only on trusted websites or apps.
Make payments only in the name of the mutual fund scheme / AMC or as per official transaction instructions.
Check your account statements and CAS regularly to verify transactions and holdings.
✕ DON'Ts
Do not invest solely based on tips, rumours, or unverified social‑media messages.
Do not sign blank application forms, cheques, or transaction documents.
Do not share your banking details, card PINs, or passwords with any third party claiming to represent the distributor or AMC.
Do not use third‑party bank accounts or cash for mutual fund investments.